Retiring in America
Retiring in America ~~~ How Safe is Your Safe Money? Whatever your picture of retirement, the best way to get there and enjoy it once you’ve arrived is with a focused, thoughtful plan. Americans are [...]
Planning for Retirement in a Slowing Economy
Planning for Retirement in a Slowing Economy ~~~ Being alert to economic slowdowns -- and shifting gears if needed -- can keep you on the path to meeting your retirement goals. When the pace of [...]
The New Gradual Retirement
The New Gradual Retirement ~~~ Working a little (or a lot) after 60 may become the norm. Do we really want to retire at 65? Not according to the latest annual retirement survey from the [...]
Examining the Retirement Account Shortfall
Examining the Retirement Account Shortfall ~~~ Why aren’t we saving as much as we should? We know that qualified retirement plans and IRAs are prime long-range savings vehicles; we use them to accumulate assets and [...]
RMD Precautions And Options
RMD Precautions And Options ~~~ A reminder about mandatory withdrawals from IRAs & other retirement plans. Just what is an RMD? Before 2020, the IRS required you to withdraw a specified amount of money in [...]
Making Retirement Savings Last
Making Retirement Savings Last ~~~ Different ways to respond to the challenge. As you retire, there are variables beyond your control. Investment performance and factors like inflation in our unpredictable economy are toward the top [...]
Addressing Debt to Protect Your Retirement Plans
Addressing Debt to Protect Your Retirement Plans ~~~ When the Fed raises the federal funds target rate, variable rate debt such as adjustable mortgages and credit card borrowing can become toxic and especially damaging in [...]
Easy Ways to Save Money on Your Next Tax Bill
Easy Ways to Save Money on Your Next Tax Bill ~~~ If you have some spare cash available at the end of the year, consider investing in tax savings. Regardless of the current season, everyone [...]
Which Financial Documents Should You Keep On File?
Which Financial Documents Should You Keep On File? ~~~ You might be surprised how many people have financial documents scattered all over the house – on the kitchen table, underneath old newspapers, in the hall [...]
What “1031 exchanges” are, and how they work
What "1031 exchanges" are, and how they work ~~~ A 1031 exchange, as described in section 1031 of the IRS Code, is an effective way for a real estate investor to defer capital gains taxes [...]