Identity Theft and Retirement: How to Protect Yourself Identity theft is a problem that impacts millions of people annually. Retirees and older Americans have recently been targeted at higher rates than other segments of the [...]

Good Debt, Bad Debt Under the right circumstances, debt can have a positive impact on your finances, but the key is to maximize good debt and minimize bad debt. The average American owed $16,720 in [...]

Inflation Erodes Retirement Savings Inflation does not literally reduce the number of dollars you possess, but it does reduce your purchasing power. How inflation is measured Inflation and deflation describe whether prices of goods are [...]

The Good News: The Longer You Live, The Longer You Live The Bad News: Insurance Companies Are Rolling Out New Rates to Reflect the Increase In Life Expectancy The Society of Actuaries (SOA) released new [...]

401k Fees and Rollover Options These fees could erode your retirement savings as much as 30% over time. Understanding the fees associated with your retirement accounts is very difficult. But, if you don’t know or [...]

Understanding Lump Sum Pension Buyouts While it is possible for you to take a lump sum payment, invest it wisely, and benefit from the situation in various ways, it’s important to remember that you are [...]

Retiring in America ~~~ How Safe is Your Safe Money? Whatever your picture of retirement, the best way to get there and enjoy it once you’ve arrived is with a focused, thoughtful plan. Americans are [...]

Planning for Retirement in a Slowing Economy ~~~ Being alert to economic slowdowns -- and shifting gears if needed -- can keep you on the path to meeting your retirement goals. When the pace of [...]

The New Gradual Retirement ~~~ Working a little (or a lot) after 60 may become the norm. Do we really want to retire at 65? Not according to the latest annual retirement survey from the [...]

Examining the Retirement Account Shortfall ~~~ Why aren’t we saving as much as we should? We know that qualified retirement plans and IRAs are prime long-range savings vehicles; we use them to accumulate assets and [...]

RMD Precautions And Options ~~~ A reminder about mandatory withdrawals from IRAs & other retirement plans. Just what is an RMD? Before 2020, the IRS required you to withdraw a specified amount of money in [...]

Making Retirement Savings Last ~~~ Different ways to respond to the challenge. As you retire, there are variables beyond your control. Investment performance and factors like inflation in our unpredictable economy are toward the top [...]

Addressing Debt to Protect Your Retirement Plans ~~~ When the Fed raises the federal funds target rate, variable rate debt such as adjustable mortgages and credit card borrowing can become toxic and especially damaging in [...]

Stealth Retirement Expenses ~~~ A look at some surprise expenses in retirement that may come your way -- and how you can prepare for them. In 2017, the Society of Actuaries put together a survey [...]

Retirement Planning With Health Care Expenses in Mind ~~~ It is only wise to consider what Medicare won’t cover in the future. As you save for retirement, you also recognize the possibility of having to [...]

Your Credit Score in Retirement ~~~ Retirement may not affect your credit scores directly, but how you manage your finances during retirement can impact your credit and borrowing power. Your credit reports track your personal [...]

Recession In Retirement ~~~ Recessions have been compared to forest fires . . . small ones are healthy for the forest, as they get rid of dead wood and convert it to fertilizer. Larger fires [...]